Earn Money For College
Master the Art of Winning Scholarships with Expert Guidance
Scholarships can make college affordable, but finding the right ones shouldn’t feel impossible. Zero Debt Degree helps students find low-competition scholarships, craft strong applications, and apply with confidence to graduate without student loan debt.
- Get Matched With Low-Competition Scholarships Tailored to Your Background and Goals
- See Fast Results With a Strategic, Results-Driven Process That Keeps You Focused
- Stand Out With Strong Applications, Essays, Résumés, and Stay on Track
- Say Goodbye to the Frustration of Never Hearing Back

Graduate Debt-Free
Unlock Your Path to a Debt-Free Future with Expert Scholarship Guidance
Worried about the rising cost of college tuition? Don’t leave money on the table. Resources are available to guide you every step of the way!
Choose Your Path to Scholarship Success
Personalized Scholarship List
- Curated by a Scholarship Expert
- Scholarship Tracker Template
- Access to 30 Low-Competition Scholarships to Apply to Immediately
- Access to Monthly Scholarship Updates
1:1 Consultation & Scholarship Support
- A Scholarship Expert
- Scholarship Tracker Template
- Recommendation Tracker Template
- Counselor Outreach Template
- Scholarship Application Checklist
- Access to Low Competition Scholarships to Apply to Immediately
- Personalized Action Plan
- List of Scholarship Mistakes to avoid
- One-Time Essay Review with detailed feedback
- Access to Monthly Scholarship Updates
12-Week Scholarship Coaching Program
- Access to Monthly Scholarship Updates
- Scholarship Tracker Template
- Recommendation Tracker Template
- Counselor Outreach Template
- Scholarship Application Checklist
- Essay Editing, Support, & Review
- Student Résumé Editing, Support, & Review
- Access to Sample Essay and Student Résumé
- Personalized Scholarship Matching
- Mock Virtual Interview Prep
- Unlimited Access to Your Scholarship Coach via Email
Testimonials
Success Stories from Our Students
Zero Debt Degree has helped hundreds of families turn their dreams of a debt-free education into reality. Read their success stories.

Trusted by families across the United States.

W
W. Adeyemi
Parent

5 out of 5
This Has Changed Our Lives
My daughter’s counselor was no help, and we had to figure out how to pay for her schooling while also managing two other kids in high school. We were referred to Janeisha by another parent, and we just love her. She’s incredibly knowledgeable and helped my daughter stay focused and consistent. I’m also relieved I don’t have to find scholarships for her or nag her to complete them anymore!

S
S. Kouadio
Parent

5 out of 5
Highly Recommend, Great Results
I can’t thank Janeisha enough for her amazing support. The personalized scholarship list she created for my son was spot-on. We found scholarships we never would have discovered on our own, and he’s already won $11K, and we haven’t even finished applying to everything on the list!

T
T. Andrews
Parent

5 out of 5
Best Scholarship Coach
I never knew a "scholarship coach" existed, but I’m so glad we connected with Janeisha! She taught us how to find low-competition scholarships, stay organized, and provided helpful templates and resources. She’s even still sending new scholarships through her newsletter every month. Totally worth it!

L
L. Juset
Parent

5 out of 5
Great Program!
Janeisha helped my daughter get organized and serious about applying for scholarships. Before working with her, we were overwhelmed by the entire college process and hadn’t heard back from any scholarships we applied for. Thanks to her guidance, my daughter has already received three scholarship offers! She worked with her on essays, especially, and found us some great local scholarships.

S
S. Dominguez
Student

5 out of 5
Thank You Janeisha
I’m a first generation student, so my parents and I were completely overwhelmed by the process. We had a 1:1 scholarship planning consultation with Janeisha, and she walked us through everything I need to do from now until graduation to win scholarships. I’m so thankful! The student folder and the scholarships she sent have been incredibly helpful. I now have a plan moving forward, and my family is a lot less stressed. Thank you, Janeisha!
Scholarship Coach
Meet Your Scholarship Coach
Janeisha Cambridge secured over $1 million in scholarship offers for her undergraduate and graduate degrees. Now, she's ready to share her proven strategies with YOU!
Janeisha's success story
Janeisha's success story began in her junior year of high school when she developed an innovative system for finding low-competition external scholarships often overlooked by other students. Her approach included efficiently completing multiple college applications simultaneously, maximizing her chances of earning both internal and external scholarships.
From Hard Work to Full-Ride Opportunities
By November of her senior year, Janeisha's hard work paid off. She received her first full academic offer and numerous external scholarships, ultimately achieving her dream of having multiple full-ride options. This freedom allowed her to choose her ideal university without financial constraints.
Scholarship Success Blueprint
Janeisha's experience inspired her to create a comprehensive suite of resources to help other students replicate her success, including a 12-week coaching program, one-on-one consultations, personalized scholarship list, scholarship database, and a book!
Scholarship Recognition

Scholarship Ceremony

Success & Awards

Our Promise
The 30-Day "Scholarship Success" Money-Back Guarantee!!
We are confident in the value of our suite of scholarship resources. If you attend the consultation or participate in the first coaching session and don't find it valuable, we will refund your investment in full.

Zero Debt Degree ME
$1M+ Earned in Scholarships to Date
Scholarships are out there, but it takes more than good grades to win them. Without the right guidance, you could be leaving thousands of dollars on the table.
Complete Scholarship Toolkit
- Scholarship Tracker Template
- Recommendation Tracker Template
- Scholarship Application Checklist
- Mock Virtual Interview Prep
Tools, Training & Personalization
- Access to Sample Essay and Student Résumé
- Personalized Scholarship Matching
- Counselor Outreach Template
- Access to Monthly Scholarship Updates
Essay Editing, Support & Review
- Essay Editing, Support, & Review
- Student Résumé Editing, Support, & Review
- Unlimited Access to Your Scholarship Coach via Email
The Ultimate Scholarship Book
Discover The Secret to Finding Low-Competition Scholarships For College
This book reveals the secrets no one talks about when it comes to graduating debt free. Packed with proven strategies this guide shows exactly how to unlock scholarship opportunities and fund your education without the burden of student loans.
- Winning Essay Secrets
- Maximize Funding Opportunities
- Proven Funding Strategies
- Effective Search Strategy

AsK US
Frequently Asked Questions (FAQs)
Got questions about scholarships? From finding opportunities to crafting winning applications, we’ve got you covered. Explore our FAQs.

01 Is the student guaranteed to earn scholarships?
- No, these resources do not guarantee scholarship awards. Success depends on effort, consistency, and following the guidance provided. The tools and coaching are designed to significantly increase the student’s chances of winning. If you’re ready to begin applying strategically and increase your odds, contact a scholarship expert today.
02 How does the coaching program differ from a consultation?
- The 12-week coaching program provides ongoing, personalized support with weekly sessions, essay reviews, application help, and accountability check-ins. On the other hand, the one-time consultation offers a focused 60–90 minute session that includes a personalized scholarship list, essay review, and an action plan to follow independently. View and compare scholarship resources to see which option aligns with your needs.
03 How long is the scholarship coaching program?
- The coaching program lasts 12 weeks and includes weekly one-hour virtual sessions. Outside of the sessions, students should expect to spend 2–4 hours a week on scholarship tasks like editing essays, submitting applications, and preparing for interviews. Coaches stay in regular contact throughout the week to help students stay on track, so it’s easy to stay motivated and apply for scholarships along the way.
04 How long is the 1:1 scholarship consultation?
- The consultation lasts between 60 and 90 minutes and is held virtually via a video conferencing platform. If you want to quickly pinpoint opportunities and gain expert feedback in one session, it’s a great time to request a scholarship strategy session.
05 What makes the Zero Debt Degree Database different from other scholarship databases?
- The Zero Debt Degree Database focuses on real, low-competition scholarships. It eliminates spam, gimmicks, and overly promoted awards you’ve already seen. There are no sponsored listings, and your data is never sold. Each scholarship links directly to the official application, making it easier to sign up and start applying today.
06 Who are these scholarship resources designed for?
- Zero Debt Degree supports high school students, undergraduate and graduate students, trade school students, and adult learners. These services are open to students across the United States, regardless of age or academic path. No matter where you’re starting from, it’s a good time to start winning scholarships today.
07 What if I have low test scores or a low GPA?
- Plenty of low-competition scholarships don’t require a high GPA or scores. The focus is on finding awards that match your unique strengths, background, and goals. If that sounds like a better fit, learn more about how the process works.
08 Do I need to know what I want to major in?
- Not necessarily. Having a general idea of your interests helps in finding relevant scholarships, but many scholarships are open to students who are still exploring their options. If you’re unsure, this is a good moment to contact an expert who can help you navigate the search.
09 What’s in the book?
- Zero Debt Degree: How to Find Scholarships With Less Competition breaks down a proven system to help students win real scholarships without relying on the same overcrowded databases. It covers seven types of scholarships, where to find low-competition ones, how to reuse essays, what to expect in interviews, and how to build a standout résumé. You’ll also get bonus templates, spreadsheets, and tips that simplify the entire process from search to submission—making it easier than ever to start applying today.
10 Can this help if I’ve already started college?
- Absolutely. Many scholarships are available for current college students and transfers. Even if you’ve already begun your academic journey, it’s never too late to start applying for scholarships and reduce your out-of-pocket costs.
11 What if I’ve applied before and didn’t win anything?
- If you’ve been applying but haven’t seen results, it may be due to issues with your essays, application strategy, or targeting the wrong scholarships. Zero Debt Degree helps identify what’s not working and guides you toward low-competition scholarships that fit your background and goals. To make a change, consider booking a 1:1 consultation.
12 Are these resources available for international students?
- Currently, Zero Debt Degree’s resources are designed for students living in the United States. However, if you’re unsure about your eligibility or need help exploring alternative options, you’re welcome to schedule a scholarship consultation and speak directly with an expert about your specific situation.