Zero Debt Degree does not guarantee scholarship awards or outcomes from any coaching program, consultation, or support package. The resources, strategies, and personalized guidance provided are designed to increase access to low-competition scholarships and improve application quality, but results ultimately depend on the Client’s effort, eligibility, and the specific criteria set by each scholarship provider.

Zero Debt Degree and its representatives are not responsible for missed deadlines, incomplete applications, or unsuccessful scholarship submissions. The Coach’s role is to offer expert support and resources, not to complete assignments or submit applications on behalf of the Client.

We do not condone the use of AI to write or submit scholarship essays or applications on a student’s behalf. All materials should reflect the student’s authentic voice and lived experience.